Next Step Insurance


Next Step Insurance

About Us

An Independent Health & Life Insurance Agency

Specializing in Medicare, Health Insurance, and Life Insurance, we are owned and operated by Insurance Advisors Kevin Stifle and Kristina George.

Next Step Insurance understands the overwhelming number of options you have when you want to protect yourself, your family, and your business. We serve individuals, families, and businesses by searching multiple leading insurance companies to find the most affordable and appropriate options for healthcare, life insurance, and related coverages.



Tell us your story and we listen. You are a unique individual with insurance needs different from others.  Where you live, your risk exposure, and your business affiliations affect the insurance options we propose.


We do the right thing for you. Our values and beliefs combined with our expertise make us the best choice for your NEXT STEP in finding the insurance solution for you.


We are the next generation and we hold the values you would expect from those who helped you in the past, our founders, Dorcas George, and Paulette Ruminski.  We learned from their wisdom and optimism.


Our Team

Kevin Stifle

Insurance Broker

Medicare | Long-Term Care & Life Insurance Options
Kevin specializes in finding the perfect fit for your needs. He takes a full life approach to answering your questions because he knows that finances, health and future uncertainty all play a part in choosing the perfect option for you.

Kristina George

Insurance Broker

Individual & Family Insurance | Small Businesses Health & Voluntary Benefits

Kristina excels in problem solving and will work hard to help you get what you need. Information is key, and she will not try to “sell” you something but will help you make an informed decision with numerous options.

Paulette Ruminski

Insurance Broker

Individual & Family Insurance | Small Businesses Health & Voluntary Benefits

Paulette is passionate about the future of healthcare in our state and country. She brings alot of experience to the team and server on various underwriter organizations throughout the country.

David Mair

Insurance Broker

Medicare | Life Insurance
Dave has a passion for helping clients find solutions to their insurance needs. He has been in the Insurance and Financial Services industry for more than 15 years. As an insurance broker he offers custom, impartial advice and products from many different companies with a focus on what is right for you. Dave specializes in Medicare beneficiaries and personalized life insurance protection.

Dave lives in Howards Grove with his wife April, and two kids, Eleanor and Isaac. In his free time, he likes to hunt, fish, camp and travel with his family.

Theresa Tesch

Insurance Broker

Specializing in Under 65
Theresa has been selling life and health policies to fit individual client needs with an emphasis on long- term relationship building as well as excellent customer service for over ten years. Theresa graduated from Silver Lake College with an art degree and spent over 20 years in advertising prior to moving to the insurance industry. She started out in the Medicare field and then changed to helping those under 65 with their life and health insurance needs. Her dedication to customer satisfaction along with varied skills and sales acumen have made her a very successful sales agent with a track record of success. Her love of insurance also extends to her son who has an Actuarial Science degree and is currently a Commercial Underwriter at Acuity Insurance. Theresa enjoys traveling and camping with her son as time permits. She also enjoys snowmobiling, kayaking, gardening and home remodeling projects with her significant other.

Carriers We Represent


we can't wait to hear from you.

Request A Quote

We're ready to be your #1 insurance resource.

Tell us your story and we listen. Our office is conveniently located in the historic Mill Street Transfer in downtown Plymouth, WI in the heart of Sheboygan County. All consultation meetings are free for our clients.

(920) 268-1600


435 East Mill Street Mill Street Transfer Building Plymouth, WI 53073