Next Step Insurance


Next Step Insurance

About Us

An Independent Health & Life Insurance Agency

Specializing in Medicare, Health Insurance, and Life Insurance, we are owned and operated by Insurance Advisors Kevin Stifle and Kristina George.

Next Step Insurance understands the overwhelming number of options you have when you want to protect yourself, your family, and your business. We serve individuals, families, and businesses by searching multiple leading insurance companies to find the most affordable and appropriate options for healthcare, life insurance, and related coverages.



Tell us your story and we listen. You are a unique individual with insurance needs different from others.  Where you live, your risk exposure, and your business affiliations affect the insurance options we propose.


We do the right thing for you. Our values and beliefs, combined with our expertise, make us your best choice to find insurance solutions. Take the NEXT STEP. We can help.


We are the next generation but we hold the values you expected from those who helped you in the past, our founders, Dorcas George, and Paulette Ruminski.  We learned from their wisdom and optimism.


Our Team of Brokers

Kevin Stifle


Medicare | Long-Term Care & Life Insurance Options

Kevin specializes in finding the perfect fit for your needs. He takes a full-life approach to answering your questions because he knows that finances, health and future uncertainty all play a part in choosing the perfect option for you.

Kristina George


Small Businesses Health & Voluntary Benefits

Kristina excels in problem solving and will work hard to help you get what you need. Information is a key element of her interactions with clients, and she will not simply try to “sell” you something but will help you make an informed decision about your many options.

Paulette Ruminski

Insurance Broker

Individual & Family Insurance 

Paulette is passionate about the future of healthcare in our state and country. She brings a great deal of experience to the team as well as serving on various underwriter organizations throughout the country.

David Mair

Insurance Broker

Medicare | Life Insurance

Dave has a passion for helping clients find solutions to their insurance needs. He has been in the Insurance and Financial Services industry for more than 15 years. As an insurance broker he offers customized, impartial advice and products from many different companies with a focus on what is right for you. Dave specializes in Medicare beneficiaries and personalized life insurance protection.

Kenneth Goltz

Insurance Broker

Health & Life Insurance

Ken has been putting the needs of his clients first for over thirty years, first as a multiple-line agent, and now as a specialist in Health and Life Insurance lines.  Listening for individual needs and wants is the cornerstone of the relationships between Ken and his clients. He brings a wealth of knowledge to the table and he will help get you the coverage you need.

Justin Tomashek

Insurance Broker

Medicare | Life Insurance

As a broker, Justin is able to offer honest and professional insight for several Medicare plans. This means the focus is on your needs, not a specific company. Justin started his career as a financial advisor but soon transitioned into the Medicare insurance field. He also has experience with life and final expense products. His aim is that clients leave the room satisfied and confident in their insurance decision. 

Joshua George

Insurance Broker

Health & Life Insurance

Josh offers health insurance to families and individuals as well as life insurance and other ancillary products. He initially obtained his insurance license in Minnesota, but recently added a Wisconsin license  and joined the Next Step insurance team. Like all of our brokers, Josh works with multiple companies and can offer options, knowing one size does not fit all. He is known for a friendly, can-do attitude and will help you find the best fit for your needs.


Carriers We Represent


we can't wait to hear from you.

Request A Quote

We're ready to be your #1 insurance resource.

Tell us your story and we listen. Our office is conveniently located in the historic Mill Street Transfer in downtown Plymouth, WI in the heart of Sheboygan County. All consultation meetings are free for our clients.

(920) 268-1600


435 East Mill Street Mill Street Transfer Building Plymouth, WI 53073