Next Step Insurance


Next Step Insurance

About Us

An Independent Health & Life Insurance Agency

Specializing in Medicare, Health Insurance, and Life Insurance, we are owned and operated by Insurance Advisors Kevin Stifle and Kristina George.

Next Step Insurance understands the overwhelming number of options you have when you want to protect yourself, your family, and your business. We serve individuals, families, and businesses by searching multiple leading insurance companies to find the most affordable and appropriate options for healthcare, life insurance, and related coverages. 

If you’d like to see what we can do for you, request a quote anytime!

Next Step Insurance team

Our Core Values

Educate First

We are compassionate, caring people that educate first.  We make sales because we care.  Our approach to sales through education builds client confidence and strengthens our client relationships.

Seek the Story

Value each client’s journey and find the right solutions for their circumstances. Each file has a real person with a unique story behind it.

Happy to Help

We say yes. We adapt, we jump in, and we are happy to help anyone, anytime.

Learn & Lead

Humble experts committed to continuous learning. Do the research and share the knowledge – with each other, with clients, and with the community.

Own It

Be accountable for your actions and follow through. Do the hard work and the right thing.

Be Your Best Self

Value each other as individuals and respect what each person brings to the table. Find balance and demonstrate care values.


Tell us your story and we listen. You are a unique individual with insurance needs different from others.  Where you live, your risk exposure, and your business affiliations affect the insurance options we propose.


We do the right thing for you. Our values and beliefs, combined with our expertise, make us your best choice to find insurance solutions. Take the NEXT STEP. We can help.


We are the next generation but we hold the values you expected from those who helped you in the past, our founders, Dorcas George, and Paulette Ruminski.  We learned from their wisdom and optimism.


Our Team of Brokers

Kevin Stifle


Medicare | Long-Term Care & Life Insurance Options

Kevin specializes in finding the perfect fit for your needs. He takes a full-life approach to answering your questions because he knows that finances, health and future uncertainty all play a part in choosing the perfect option for you.

Kristina George


Small Businesses Health & Voluntary Benefits

Kristina excels in problem solving and will work hard to help you get what you need. Information is a key element of her interactions with clients, and she will not simply try to “sell” you something but will help you make an informed decision about your many options.

David Mair

Insurance Broker

Medicare | Life Insurance

Dave has a passion for helping clients find solutions to their insurance needs. He has been in the Insurance and Financial Services industry for more than 15 years. As an insurance broker he offers customized, impartial advice and products from many different companies with a focus on what is right for you. Dave specializes in Medicare beneficiaries and personalized life insurance protection.

Joshua George

Insurance Broker

Health & Life Insurance

Josh offers health insurance to families and individuals as well as life insurance and other ancillary products. He initially obtained his insurance license in Minnesota, but recently added a Wisconsin license  and joined the Next Step insurance team. Like all of our brokers, Josh works with multiple companies and can offer options, knowing one size does not fit all. He is known for a friendly, can-do attitude and will help you find the best fit for your needs.

John Steffen

Insurance Broker

Health & Life Insurance

John Steffen is originally a “southern boy,” he says, hailing from GA and NC. He moved to the Sheboygan area and graduated from Oostburg. He has a diverse career background which gives him a unique perspective on clients’ healthcare needs. John views health insurance as a puzzle and dedicates himself to putting the pieces together for the best client outcome. Like all our agents, John is a broker. This means he is contracted with multiple companies and will always offer choices. 


Client Services

Stephanni Mertes

Client Services Manager

Medicare Department

Stephanni has been in many career fields over the last thirty years, but she says she has now found where she belongs. She came to Next Step Insurance in 2021 and quickly became a valued team member. As the manager of our Medicare Client Services Department, Steph enjoys assisting our brokers, talking with clients, researching to find answers to questions, and sharing her knowledge with our Medicare staff members. Going above and beyond to demonstrate our core values, Stephanni is happy to help with your Medicare insurance questions and concerns.

Sammantha Nett

Client Services Specialist

Under 65

Sammantha joined our Next Step Insurance team in 2020 and, as she puts it, “I dove headfirst into the health insurance industry and haven’t looked back since.” She enjoys learning all she can about Under-65 health insurance and has gained a detailed understanding of the workings of the ACA Marketplace. Leading the Under 65 Client Services Department, Sam shares her knowledge, insight, and care with her colleagues and our clients. Her passion for excellence shines in the service we give. Client support and trust are of the utmost importance in her work, and Sammantha plans to continue excelling at this for years to come.

Andrea Gerlach

Client Services Specialist

Under 65

Andrea joined the Next Step Under 65 department in the fall of 2021. She came to Next Step Insurance with a background in education but was eager to become a student again. In a short time, Andrea has grasped the ins and outs of health insurance and has dedicated herself to client questions and concerns. She strives to seek your story because you are not a policy but a person with a fascinating history and exciting future. Andrea plans to continue her insurance education so she can be here for our clients far into the future.


we can't wait to hear from you.

Request A Quote

We're ready to be your #1 insurance resource.

Tell us your story and we listen. Our office is conveniently located in the historic Mill Street Transfer in downtown Plymouth, WI in the heart of Sheboygan County. All consultation meetings are free.