Next Step Insurance


Customized Solutions



What is Medicare?

Part of President Lyndon Johnson’s “Great Society” programs,” which aimed at curing growing social ills, Medicare is the country’s national health insurance program for people 65 or older and people under 65 who are receiving Social Security disability benefits. It was introduced as the “1965 Medicare Amendment to the Social Security Act” and included  Hospital (Part A) and Medical (Part B).  This is often now called “Original Medicare.” The Medicare program helps with healthcare costs, but it does not cover all medical expenses or the cost of long-term care. You have choices for how you get Medicare and related insurance coverage.

You can choose to have Original Medicare and pair it with a Medicare supplement policy (also known as Medigap) from a private insurance company which will cover many of the costs that Medicare does not pay. In addition, Medicare Part D (Medicare prescription drug coverage) covers some of the cost of prescription drugs for people with Medicare Parts A and B.

Alternatively, you can choose to replace Original Medicare with a Medicare Advantage plan (Part C) and receive all your healthcare services plus prescription coverage through a private insurance company that is approved and regulated by Medicare.


Original Medicare

Medicare Part A

Inpatient Hospital

Medicare Part B

Out-Patient Medical


Coverage Options

Medicare Supplement

“Set It and Forget It” 

Medicare Part C

“Pay As You Go”

Medicare Part D

Prescription Drug Coverage

Have Additional Medicare Questions?

check out our medicare resource page.

Our Personalized process

Our goal is to make the insurance selection process as easy and as stress-free as possible..

Build a Relationship & Understand Your Unique Situation

Prepare A Plan That Fits Your Needs

Offer Custom Support

Provide Continued Education Resources


What We Provide


we can't wait to hear from you.

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We're ready to be your #1 insurance resource.

Tell us your story and we listen. Our office is conveniently located in the historic Mill Street Transfer in downtown Plymouth, WI in the heart of Sheboygan County. All consultation meetings are free.