Next Step Insurance

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Medicare Options

Original Medicare Part A

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Key Features

Medicare Part A pays for Medicare-covered hospital services when you are admitted to the hospital as an inpatient. This includes room and board charges, medications, labs and diagnostic imaging, surgery, anesthesia, nursing care, etc.

Part A has a deductible of $1,600 (2023). This deductible is not annual. It resets every 60 days, called the Part A Benefit Period. 

There is coinsurance for hospital stays over 60 days. This starts at $400 per day (2023) and increases from there.

Part A also covers a limited amount of rehabilitation care in a skilled nursing facility, some medically-necessary home health care,
and hospice care.

Insurance can help with the costs Part A does not cover.

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Part A

Inpatient Hospital

Usually No Premium Owed

Most people pay no premium for Part A because they have already paid for it through payroll taxes.

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$1,600 Deductible (2023)

Resets Every 60 Day
“Benefit Period”
(It is not an annual deductible)
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Per Day Co-Pay (2023)

Days 61-90=$400/day
Days 91-150=$800/day

(60 Lifetime Reserve Days)

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Our clients Matter

Thomas Atkielski
Thomas Atkielski
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Professional. They have products for Medicare-Medicaid supplements and advantage plans. Good people to work with.
Taylor Thielke
Taylor Thielke
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Kris explained everything clearly, and let me decide what is best for my specific health benefits. The office is very friendly, and was efficient on scheduling and returning phone calls. I recommend Kris to everyone!
Debra Koene
Debra Koene
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Knowledgeable personnel and they explain everything so you understand.
Mark Thomas
Mark Thomas
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Very personable agents and knowledgeable.
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Tell us your story and we listen. Our office is conveniently located in the historic Mill Street Transfer in downtown Plymouth, WI in the heart of Sheboygan County. All consultation meetings are free.

Contact

info@nextstep-insurance.com
(920) 268-1600

Visit

435 East Mill Street Mill Street Transfer Building Plymouth, WI 53073