Disability insurance replaces a portion of your income when you can no longer work due to a disabling illness or injury. A short-term disability policy covers temporary disabilities. Long-term disability (LTD) policies cover disabilities that are expected to be permanent. LTD policies have many options such as cost of living increases (COLA), partial disability riders, “own occ” definitions of disability, and premium waivers. Let us help you explore the type of policy that protects your income.
Our goal is to let us take care of you over what can be a stressful process. You should be able to live your life and not have to worry about the details of insurance.
Tell us your story and we listen. Our office is conveniently located in the historic Mill Street Transfer in downtown Plymouth, WI in the heart of Sheboygan County. All consultation meetings are free for our clients.