Next Step Insurance

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We take care of all your Insurance Needs

Disability insurance

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Key Features

Disability insurance replaces a portion of your income when you can no longer work due to a disabling illness or injury. A short-term disability policy covers temporary disabilities. Long-term disability (LTD) policies cover disabilities that are expected to be permanent.  LTD policies have many options such as cost of living increases (COLA), partial disability riders, “own occ” definitions of disability, and premium waivers. Let us help you explore the type of policy that protects your income.

Short-Term Disability

Protects you from loss of income when you have a temporary illness or injury and cannot work.

Long-Term Disability

Replaces a portion of your income when a disability prevents you from working and is expected to be permanent.

Disability Insurance Options:

  • Disability insurance protects you from the financial risk of losing your income when you become disabled and can’t work.
  • Choose from a policy that pays for temporary or permanent disability
  • Select a policy that pays if you become disabled for your own occupation or any occupation
  • Add a COLA to your policy to sustain your standard of living
  • Add a partial disability rider to continue benefits if you can return to work part-time
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Power in Numbers

Our goal is to let us take care of you over what can be a stressful process. You should be able to live your life and not have to worry about the details of insurance.

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Our clients Matter

Thomas Atkielski
Thomas Atkielski
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Professional. They have products for Medicare-Medicaid supplements and advantage plans. Good people to work with.
Taylor Thielke
Taylor Thielke
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Kris explained everything clearly, and let me decide what is best for my specific health benefits. The office is very friendly, and was efficient on scheduling and returning phone calls. I recommend Kris to everyone!
Debra Koene
Debra Koene
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Knowledgeable personnel and they explain everything so you understand.
Mark Thomas
Mark Thomas
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Very personable agents and knowledgeable.
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We're ready to be your #1 insurance resource.

Tell us your story and we listen. Our office is conveniently located in the historic Mill Street Transfer in downtown Plymouth, WI in the heart of Sheboygan County. All consultation meetings are free for our clients.

Contact

info@nextstep-insurance.com
(920) 268-1600

Visit

435 East Mill Street Mill Street Transfer Building Plymouth, WI 53073